Why this guide
- Built from the CDI/PSI public License Examination Objectives — matches the blueprint PSI uses to build the exam
- CA-specific, not generic Life & Health — the 12-hour Ethics/Code and fraud sections are drilled separately
- Medicare Supplement and LCA rules included — California has state-specific senior-market and long-term care provisions
- Print-friendly — full guide plus two one-page cheat sheets and a pocket crib sheet for final review
Who this is for
- New California insurance agents studying for the Life, Accident & Health, or combined Life/Health producer exam
- Captive agents at New York Life, State Farm, Farmers who need CDI licensure to sell in CA
- Independent agents and brokers adding Life or A&H authority to an existing P&C license
- Career-changers into Medicare, employee benefits, or individual health insurance sales
- Anyone preparing for the PSI California Insurance Producer exam
What you'll learn
- Life Insurance: term vs. permanent, whole life, universal life, variable products, annuities, policy provisions, riders, and exclusions
- Accident & Health Insurance: individual and group health, disability income, long-term care, Medicare Supplements, and HMO/PPO basics
- California Insurance Code & Ethics: the 12-hour mandatory course topics, fraud provisions, suitability, replacement, and producer responsibilities
- Policy provisions & concepts: insurable interest, incontestability, grace periods, reinstatement, assignment, and beneficiary designations
- Federal compliance basics: HIPAA privacy, ACA Marketplace overview, COBRA, and federal advertising rules
- Licensing & regulation: CDI application, fingerprinting, appointments, license classes, and continuing education (24 hours per 2-year term, including 3 hours ethics)
- Exam strategy: PSI content-area weighting, time-management tips, and the California candidate bulletin procedures
What you're getting
- 6 printable PDFs: cover, course notice, full study guide, two condensed cheat sheets, and an exam-day pocket card.
- Content built from the public syllabus and real test-taker accounts.
- No fake "actual exam" content — honest, source-cited study aids.
"The California Life & Health exam is vocabulary-heavy on policy provisions. The cheat sheet with grace periods and riders helped."
— paraphrased from public test-taker accounts